In the arms race against identity fraud, Fideo Intelligence just pulled ahead.
The company has officially launched Verify, a real-time, AI-powered identity verification and fraud prevention service. Built on billions of signals and delivering decisions in milliseconds, Verify doesn’t just raise the bar—it rips out the old one.
Fideo claims Verify detects 47% more fraud than any other solution on the market, while cutting costs in half. The secret? It abandons traditional, static data checks in favor of real-time, dynamic identity mapping—using AI to continuously analyze, score, and evolve its understanding of risk.
“Traditional verification tools were built for yesterday’s threats,” said Fideo CEO Chris Harrison. “Verify is our answer to what comes next: AI-powered fraud, synthetic identities, and evolving consumer behavior.”
One API, Eight Dimensions of Risk
At its core, Verify consolidates what used to require a tangle of point solutions. A single API call runs through eight layers of risk checks, including:
- Synthetic identity detection
- Identity graph validation
- Email risk modeling
- Phone and IP risk analysis
- Location anomaly detection
- Digital footprint insights
- Breach exposure review
Each of these checks is powered by Fideo’s patented entity resolution engine and the company’s iFIN network—a real-time fraud intelligence graph that pulls in signals from thousands of institutions.
This isn’t just a fraud detection system—it’s a constantly learning neural net of identity behavior. That’s a big leap from legacy systems that still rely on stale data and post-fraud audits.
Flat-Rate Pricing, Scalable Access
Verify isn’t just aiming for better security—it’s also flipping the pricing model on its head. The platform offers flat-rate pricing per user session, no matter how many verification calls are made within that session.
That’s a notable shift in a market notorious for stacking per-call fees that grow with each layer of scrutiny. With Verify, Fideo is making enterprise-grade fraud protection accessible to smaller banks, credit unions, and fintech startups, not just the big players.
Intelligence in Milliseconds
Verify uses real-time scoring to allow teams to triage risk instantly. Low-risk users breeze through onboarding; high-risk ones get flagged for enhanced due diligence—or blocked entirely.
The platform’s configurable design lets organizations choose a full-suite deployment or go modular, plugging in just the components they need. Either way, they get a 360-degree risk score built on a dynamic identity graph.
This isn’t just about better accuracy—it’s about faster, smarter decisions that shift fraud prevention from reactive to proactive.
AI vs. Synthetic Fraud
As synthetic identities become more sophisticated, financial institutions need tools that can trace connections humans can’t see. Fideo’s patented approach to entity resolution, now supercharged with machine learning, is what powers the new platform’s core advantage.
Rather than vetting static credentials like names and birthdates, Verify creates a web of associations across data types, behaviors, and patterns—catching fraudsters who cobble together legitimate-seeming identities from stolen or fake data.
With rising threats like deepfake KYC attempts and cross-platform fraud rings, Fideo’s dynamic system positions itself as a high-performance answer to a new breed of risk.
Market Context: Verify vs. The Field
Fideo is entering a crowded space with legacy players like LexisNexis, Socure, and Experian, all competing to offer faster, more accurate fraud detection. But where most solutions still depend on layers of APIs and siloed data, Verify’s value proposition lies in unification and real-time intelligence.
Its single-call API, flat pricing, and dynamic identity scoring aren’t just innovations—they’re clear jabs at the inefficiencies of the status quo.
And with digital onboarding now the default for fintechs, neobanks, and gig platforms, the demand for plug-and-play identity intelligence has never been higher.
With Verify, Fideo is making a bold claim: that identity verification can be both more effective and less expensive. For fraud teams navigating rising synthetic threats and tighter budgets, that’s a compelling offer.
If the platform delivers on its promises—and early adopters seem to think it does—Verify could become the blueprint for how real-time, AI-powered identity intelligence gets done in the next decade.
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