In a move aimed squarely at the friction points slowing down commercial insurance, Indico Data has expanded its Data Enrichment Agents—a significant upgrade to its Agentic Decisioning Platform that promises to turn document overload into structured, decision-ready intelligence.
If you’re in insurance underwriting or claims and tired of chasing down data across five tabs, three vendors, and a clunky internal tool, Indico might just have your back.
A Cure for Insurance’s Worst Headache: Data Fragmentation
Underwriters often wrestle with fragmented information—submissions missing key data, third-party info scattered across platforms, and costly manual work to piece it all together. That leads to slower decisions, higher risk, and missed opportunities.
Indico’s answer? Native data enrichment directly inside its platform. That means users can now pull geolocation data, risk scores, property characteristics, and more—on the fly—without ever leaving the workflow. Think of it as a turbocharged autofill for insurance intelligence.
“We’re not just reading documents,” said Indico CEO Tom Wilde. “We’re enriching them with the insights underwriters need to act instantly.”
That’s the differentiator: rather than bolting on AI to legacy systems, Indico embeds intelligence natively into the process, transforming passive document handling into proactive decision-making.
What’s Under the Hood?
Here’s what makes the new Enrichment Agents more than just another data plug-in:
- Embedded access to proprietary + third-party datasets – From building features to crime stats and motor vehicle data, it’s all inside the platform.
- Context-aware auto-fill – Missing details in an FNOL or submission? Indico fills in the gaps based on document type and line of business.
- Flexible provider ecosystem – Plug into trusted data partners or connect custom sources as needed.
- Lower cost of proprietary data – Indico’s growing in-house catalog offers a more affordable option than many external providers.
The data coverage spans both personal and commercial lines—covering everything from business credit risk to property permits and co-tenancy exposure. That’s a goldmine for insurers trying to trim loss ratios and boost quote turnaround without staffing up.
Why It Matters
This isn’t just a tech upgrade—it’s a response to real, growing pressures in insurance. According to industry trends, the cost of acquiring and integrating data has been ballooning, especially as insurers face rising competition and tighter margins. Solutions that consolidate and automate decision-ready insights are gaining traction fast.
Indico joins a growing list of companies (like Planck and Clara Analytics) trying to streamline data-driven decisioning in insurance—but its emphasis on agentic automation and native enrichment makes it stand out. It’s not just a tool. It’s infrastructure.
The Takeaway
Indico’s upgraded Enrichment Agents are now generally available for all platform users and can be activated across various workflows—from submission intake to claims triage and policy servicing.
For insurers looking to get faster, smarter, and leaner with how they manage risk and operations, Indico offers a clear path forward: cut the data chaos, boost precision, and move from reactive decision-making to proactive action.
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